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Board of Standards RULES, Terms and Privacy Policy
Note on Requirements and Criteria for Board Certification:

For All Legal Correspondence
Board Legal and Compliance
1670-F East Cheyenne Mtn. Blvd.; Suite #293
Colorado Springs, CO 80906

Personally Identifiable Information
As a general rule, the GAFM and IBS LLC does not collect PII about you when you visit our website, unless you choose to provide such information to us. Submitting PII through our website is voluntary. By doing so, you are giving the GAFM and IBS LLC your permission to use the information for the stated purpose. However, not providing certain information may result in the GAFM and IBS LLC’s inability to provide you with the service you desire.

‘Certifications will be Auto-renewed and Auto-billed annually until you notify us to cancel recurring payments."

List of Accreditations and Alliances with GAFM

These Accreditations are International and Granted in Europe, Arabia, or other international locations.  The CHEA and ACBSP alliances are specific to the USA and globally.


  1. GAFM Certification Board  & National Business School Accredited Programs - Over 800 USA Accredited Business schools offer courses, programs and exams that count for GAFM certificatons. [LINK]
  2. GAFM has: TUV Europe & Italy Accreditation -   TUV 2019 The GAFM/AAPM International Board of Standards has accreditation from the TUV in Europe
  3. TUV Reaccreditation - European Accreditation Not Subject to BREXIT - TUV 2019 Certification Document
  4. GAFM  Body is  ISO 29990 Certified -  GAFM/AAPM are ISO Certified for Training. The First USA Certification body to achieve this Accreditation 
  5. GAFM is ISO 9001 Certified - GAFM IBS Board of Standards is ISO Certified for Quality Standards.
  6. GAFM is in Alliance with the CHEA Council of Higher Education Quality Group - The GAFM ® Board of Standards is a founding member of the quality assurance standards memorandum of the CHEA International Quality Group. 
  7. GAFM/AAPM is in alliance with the Society of Professional Engineers Europe.   SPE Society of Professional Engineers
  8. GAFM - Arab League & Academy Recognition - The Arab Academy belonging to the Arab League directly recognizes the Certifications of GAFM and AAPM in a diplomatic agreement.  2018 - Updated Arab Academy GAFM
  9. GAFM Certification Body has dedicated USA Accredited Law School Programs - Wealth Management Certification - ABA Recognized Law School
  10. UAE Accredited - Certifications Registered and accredited through the Knowledge and Human Development Authority (KHDA) of the UAE.
  11. 2004 - ACBSP Accreditation Certification Agreement with AAFM International Board of Standards, now GAFM owns the AAFM Programs.




If you choose to provide us with PII on a GAFM and IBS LLC website, through such methods as completing a web form or sending us an email, we will use that information to help us provide you the information or service you have requested or to respond to your message. The information we may receive from you varies based on what you do when visiting our site.
Generally, the information requested by the GAFM and IBS LLC will be used to respond to your inquiry or to provide you with the service you request. When this information is requested, the reasons for collecting it, a description of the GAFM and IBS LLC’s intended use of the information, how to grant consent to use mandatorily provided information, and how to grant consent for other than statutorily mandated uses will be fully described in a separate customized “Privacy Notice.” This customized Privacy Notice will either appear on the web page collecting the information or be accessible through a hyperlink (link) prominently displayed immediately above or below the information request.

Many of our programs and websites allow you to send us an email. We will use the information you provide to respond to your inquiry. We will only send you general information via email. You should be reminded that email may not necessarily be secure against interception. Therefore, we suggest that you do not send sensitive personal data (such as your Social Security number) to us via email. If your intended email communication is very sensitive, or includes information such as your bank account, credit card, or Social Security number, you should instead send it by U.S. mail. Another alternative may be submission of data through a secure web page, if available.
Electronic mail messages that meet the definition of records in the Federal Records Act (44 U.S.C. 3101 et seq.) are covered under the same disposition schedule as all other Federal records. This means that emails you send us will be preserved and maintained for varying periods of time if those emails meet the definition of Federal records. Electronic messages that are not records are deleted when no longer needed.
Categories of information the GAFM and IBS LLC collects on its websites are further described below.

Automatically Collected Information
We collect and temporarily store certain information about your visit for use in site management and security purposes only. We collect and analyze this information because it helps us to better design our website to suit your needs. We may also automatically collect information about the web content you view in the event of a known security or virus threat. This information includes:
1. The Internet domain from which you access our website (for example, “” if you use a private Internet access account, or “” if you connect from an educational domain);
2. The Internet Protocol (IP) address (a unique number for each computer connected to the Internet) from which you access our website;
3. The type of browser (e.g., Firefox, Internet Explorer, Chrome) used to access our site;
4. The operating system (e.g., Windows, Mac OS, Unix) used to access our site;
5. The date and time you access our site;
6. The Universal Resource Locators (URLs), or addresses, of the pages you visit;
7. Your username, if it was used to log in to the website; and
8. If you visited this website from another website, the URL of the forwarding site.
We may share the above information with our employees or representatives with a “need-to-know” in the performance of their official duties, other Federal agencies, or other named representatives as needed to quickly process your request or transaction. This information is only used to help us make our site more useful for you. Raw data logs are retained temporarily as required for security and site management purposes only. More information about how we share information can be found in our Privacy Act Systems of Records Notices.
Third-Party Websites and Applications
The GAFM and IBS LLC uses social media websites and other kinds of third-party websites. The GAFM and IBS LLC uses social media websites to interact with foreign constituencies and engage in public diplomacy worldwide. Social media websites are used to publicize embassy and GAFM and IBS LLC events, and engage with members of the public in foreign countries. The GAFM and IBS LLC also uses web measurement and customization technologies to measure the number of visitors to our websites and their various sections and to help make our websites more useful to visitors. In such cases, the third-party application may request an email address, username, password, and geographic location (e.g., State, region, or ZIP code) for account registration purposes. The GAFM and IBS LLC of State does not use third-party websites to solicit and collect PII from individuals. Any PII passively collected (i.e., not solicited) by the third-party website will not be transmitted or stored by the GAFM and IBS LLC; no PII will be disclosed, sold or transferred to any other entity outside the GAFM and IBS LLC, unless required for law enforcement purposes or by statute.
The GAFM and IBS LLC uses various types of online surveys to collect opinions and feedback from a random sample of visitors. Primarily, uses the ForeSee Results’ American Customer Satisfaction Index (ACSI) online survey on an ongoing basis to obtain feedback and data on visitors’ satisfaction with the website. This survey does not collect PII. Although the survey invitation pops up for a random sample of visitors, it is optional. If you decline the survey, you will still have access to the identical information and resources at the site as those who do take the survey. The survey reports are available only to managers and other designated staff who require this information to perform their duties. The GAFM and IBS LLC may use other limited-time surveys for specific purposes, which are explained at the time they are posted.
The GAFM and IBS LLC retains the data from the ACSI survey results as long as needed to support the mission of the website.
Information Collected for Tracking and Customization (Cookies)
A cookie is a small file that a website transfers to your computer to allow it to remember specific information about your session while you are connected. Your computer will only share the information in the cookie with the website that provided it, and no other website can request it. There are two types of cookies:
Session: Session cookies last only as long as your web browser is open. Once you close your browser, the cookie is deleted. Websites may use session cookies for technical purposes such as to enable better navigation through the site, or to allow you to customize your preferences for interacting with the site.
Persistent: Persistent cookies are saved on a user’s hard drive in order to determine which users are new to the site or are returning, and for repeat visitors, to block recurring invitations to take the ForeSee satisfaction survey.
If you do not wish to have session or persistent cookies stored on your machine, you can turn cookies off in your browser. You will still have access to all information and resources at GAFM and IBS LLC websites. However, turning off cookies may affect the functioning of some GAFM and IBS LLC websites. Be aware that disabling cookies in your browser will affect cookie usage at all other websites you visit as well.
The GAFM and IBS LLC takes the security of all PII very seriously. We take precautions to maintain the security, confidentiality, and integrity of the information we collect at this site. Such measures include access controls designed to limit access to the information to the extent necessary to accomplish our mission. We also employ various security technologies to protect the information stored on our systems. We routinely test our security measures to ensure that they remain operational and effective.
We take the following steps to secure the information we collect:
Employ internal access controls to ensure that only personnel who have access to your information are those with a need to do so to perform their official duties.
Train appropriate personnel on our privacy and security policies and compliance requirements.
Secure the areas where we retain paper copies of the information we collect online.
Perform regular backups of the information we collect online to ensure against loss.
Use technical controls to secure the information we collect online including, but not limited to:
Secure Socket Layer (SSL)
Password protections
Periodically test our security procedures to ensure personnel and technical compliance.
Employ external access safeguards to identify and prevent unauthorized access by outsiders that attempt to “hack” into, or cause harm to, the information contained in our systems.
We hold our contractors and other third-party providers to the same high standards that we use to ensure the security, confidentiality, and integrity of personal information they may have access to in the course of their work completed on behalf of the GAFM and IBS LLC.
Interaction With Children Online
The GAFM and IBS LLC is committed to the protection of children’s online privacy. The Children’s Online Privacy Protection Act (COPPA) governs information gathered online from or about children under the age of 13. Verifiable consent from a child’s parent or guardian is required before collecting, using, or disclosing personal information from a child under age 13. If a GAFM and IBS LLC website intends to collect information about children under 13 years old, COPPA-required information and instructions will be provided by the specific web page that collects information about the child. The web page will specify exactly what the information will be used for, who will see it, and how long it will be kept.

Visiting Other Websites
Our website contains links to international agencies, private organizations, and some commercial entities. These websites are not within our control and may not follow the same privacy, security, or accessibility polices. Once you link to another site, you are subject to the policies of that site. All Federal websites, however, are subject to the same Federal policy, security, and accessibility mandates.

Privacy Policy Contact Information
We welcome feedback if you have any questions regarding our privacy policy or the use of your information. The GAFM and IBS LLC’s privacy compliance materials are available at Privacy Impact Assessments (PIA) and Systems of Records Notices (SORN). For additional information about our Privacy Policy, please contact us


Primary Trademarks and Copyrights

Select IP Rights Global Intellectual Property and Trademarks Protected and Owned by the Academy. 1. AFA Accredited Financial Analyst 2. AgCC Agile Communications Certification 3. AMA Accredited Management Accountant 4. AMC Accredited Management Consultant 5. AMC Accredited Management Consultant 6. CAM Chartered Asset Manager 7. CAMC Certified Anti Money Laundering Consultant 8. CAPA Certified Asset Protection Analyst 9. CCA Certified Credit Analyst 10. CCA Chartered Compliance Analyst 11. CCC Certified Cost Controller 12. CCE Certified Corporate Economist 13. CCO Certified Compliance Officer 14. CEA Certified E-Marketing Analyst 15. CEC Certified E-Commerce Consultant 16. Chartered Economic Policy Analyst 17. Chartered Economist 18. ChMA Chartered Mortgage Analyst 19. ChPM Chartered Portfolio Manager 20. CHR Certified Human Resources 21. CHRA Certified Human Resources Analyst 22. CIPM Certified International Project Manager 23. CITA Certified International Tax Analyst 24. CLC Certified Leadership Consultant 25. CMA Chartered Market Analyst 26. CPC Certified Project Consultant 27. CPE Certified Planning Engineer 28. CPM Chartered Portfolio Manager 29. CPRM Certified Project Risk Manager 30. CRA Certified Risk Analyst 31. CRA Chartered Risk Analyst 32. CTEP Chartered Trust and Estate Planner 33. CTS Certified Transfer Pricing Specialist 34. CWM Chartered Wealth Manager 35. FAD Financial Analyst Designate 36. GAFM Global Academy of Finance and Management 37. GAPM Global Academy for Project Management 38. MCP Management Consultant Professional 39. MFC Master Financial Controller 40. MFP Master Financial Professional 41. MFP Master Financial Planner – Charter Designation And Board Certification 42. MMC Master Management Consultant 43. MPM Master Project Manager 44. MQM Master Quality Manager 45. PME Project Manager E-Business 46. RBA Registered Business Analyst 47. RFA Registered Financial Analyst 48. RFS Registered Financial Specialist 49. RWM Registered Wealth Manager 50. IAPM International Academy of Project Management

GAFM ® Recognizes Double Accredited Education and Exams Worldwide by recognizing the accreditation agencies – AND GAFM ® is the First to Do So in the World.
The GAFM ® Board of Standards and Certification Accreditation Council is independent of any training or educational institution and has been independent from inception. GAFM accredits training programs as qualified education for our certifications.

As you know, many other organizations attempt to set up their own college, universities or training programs that lead to their own certification in the USA. GAFM is the first organization in the world to enter joint education recognition agreements with the AACSB and ACBSP which includes the 1000+ top ACCREDITED business schools worldwide that are recognized by the department of education. GAFM also recognizes ISO standards for training and quality.

From a legal standpoint, you must realize that GAFM has recognized (in mutual and legal agreements) 1000+ + business schools and graduate law schools worldwide through agreements with the AACSB and ACBSP and ABA Law Schools. Thus, we have accredited and sanctioned over 1000+ + colleges and universities that provide government approved or sanctioned education.

So, GAFM ® accepts successfully completed credits and degrees completed from these top 1000 business schools, MBA programs, and law schools worldwide. It is an unprecedented move by GAFM that has NEVER been achieved by ANY organization worldwide. GAFM also accredits and approves qualified ABA Accredited Law School Courses and degrees that lead to certification.

Thus, GAFM is the first financial organization in the WORLD to achieve this status and legal arrangements with 1000 + Business schools and law schools worldwide. GAFM has the Most Registered and Approved business schools and laws schools in the world. More than ANY other independent financial organization.

The Board of Standards that offers charters & board certification to qualified individuals who have met our experience and ethic requirements. Further, on its face, we offer certification to those who have successfully passed multiple courses and exams at ACCREDITED SCHOOLS AND UNIVERSITIES through our legal articulation & recognition agreements worldwide. Various Intellectual Property is owned by the board of standards. The entity is independent of the global advisory and academic network.

In general, any of our members who have applied from our 1000 + accredited and approved law and business school relationships HAVE MET THE MOST STRENUOUS CRITERIA FOR COLLEGE ACCEPTANCE, COURSE REQUIREMENTS, COURSE COMPLETION, COURSE TESTING AND DEGREE REQUIREMENTS IN THE WORLD.
** Unlike other organizations, the GAFM has always required accredited college education for membership. Moreover, the bulk of GAFM membership are not “salespersons” or so called producers. Most of GAFM members are in positions of management such as: Financial Managers, Economists, Project Managers, Trust and Estate Planners, Asset Managers, Wealth Managers, Accountants, Engineers, Corporate Finance Managers and so on…….

GAFM ® and our unprecedented 4-7 Year Certification Path via Accredited programs

*Candidates at a young age should realize that they can: Apply for admission to an accredited program and college, earn acceptance to an accredited program, excel in a focus area, pass all of the course exams from accredited programs, and then become eligible for board certification if they meet the other requirements such as experience, ethics and continuing education. It can be a 4-7 year certification process depending on if you go into a masters program, but our Board of Standards has the most respected path and method of certification which cooperates directly with government recognized schools.

NOTE on designations and credentials:

GAFM ® mandates that all members subject to US Jurisdiction abide by the rules and regulations of the SEC, NASD and local, state and federal regulators and laws. Any member who uses an GAFM designation or board certification should understand that policy and regulation differs from broker-dealer to broker dealer and possibly from state to state thus reducing the ability to use any or all designations. All members that advise clients on investments or insurance products are encouraged to earn and hold an investment advisors license, series 65, 66 or RIA registration or licenses for the sale of insurance products. Moreover, any GAFM member should know that they may be subject to the rules of suitability, client objectives, diversification of client assets, to NOT use risky investments, anti- fraud, rules of representation, the way you hold yourself out to clients & prudent investing for any client who may be nearing retirement or has fixed income needs.

Regulation and Licenses

For anyone who holds themselves out as an Analyst and provides analysis on investments, you must be familiar with all rules under the SEC and NASD. Please review this one also as you may be subject to this rule.As per FINRA and SEC rules, US citizens may also be required to pass exams or be approved for various types of activities . Consult your lawyer or state securities agency, banking government agencies, or the SEC, CFPB, FIDC,or FINRA directly to find out what you need to do to be in compliance.

Go to any one of our over 1000 accredited and recognized degree providers for a Recognized Degree

You comprehend that we do not offer any degree or diploma from the USA, but we do offer professional designations to those who have met the accredited education, degree, licenses such as CPA or law,and training and experience requirements. You understand that the GAFM effectively recognizes and accredits over 1000+ double accredited business schools globally as well as the ABA accredited law programs. You agree that you have read the terms and disclaimers and other requirements publicly listed on the websites. Any offers for membership and certification are good for 5 days. If not accepted, the offers act as though they never existed.

If you are applying from outside of the USA, the Board has the legal right to refer your application to the organizations who are in charge or have authority over and in your region or territory for assessment and evaluation or training . Payments from outside of the USA may be deemed as licensing payments to offshore divisions or units operating in the EU, Africa, Asia or West Indies. Offshore tax and jurisdictional laws may apply to international payments and may be treated as donations, non profit receipts, IP payments, or capital sales of local shares of stock. General payments are for exam fees, assessment fees, certification, membership as a fellow, or other verification documentation.

Regional Assessment

Even if you believe that you are qualified under the requirements, the Board has the full right to request that you complete an GAFM recognized or required course and exam in the territory who may have oversight from your region.

ALSO The International Headquarters for Certification and Designation Training is based in Italy, and Singapore with government license to manage, operate and consult along with rights to legally issue certificates or international diplomas from that sovereign region. The secondary headquarters for trainingis based in Beijing and Delhi. The Board consists of members in several countries and the situs of the board can move at any time. The global certification standards body that issues the designations and certifications are based in LA-USA and Milan Italy EU.

Scholarships are available to those who are in financial need. These are considered a gift. Anyone who wants to make a gift to the organization simply needs to make the nominal payment for certification registration online. All payments that do not include proper billing information, which are non compliant are considered a gift or donation by the individual. * Any and All transactions with this organization must be properly documented by the applicant and applicant or payeemust notify the herein organization of any intended payment or registration payment with the officially recognized and formal expense notification from your jurisdiction with name, business name, tax ID, business ID, address, email and phone. If the applicant or new member does not provide all of the required documentation of registration by mail or email, then any and all non-formalized and non-compliant transactions are considered a donation or gift until otherwise noted or established while the membership and certification is also a gift or scholarship.

Viewers of this site are subject to the forum, venue, laws, and jurisdiction of the US Federal Courts EDLA LA USA. IBS LLC is a Louisiana registered company. This company reserves the rights to take legal action on behalf of customers and members.  This company and its related companies reserve the rights to take legal action against anyone who engages in any of these offenses such as:  Theft, Copyright, Trademark, Conspiracy, Consumer Fraud, Fraud, Negligence, Defamation, Libel, Slander, negligence per se or any related crime or offence in the jurisdiction of LA EDLA or Colorado at the choice of the general counsel of the IBS LLC and GAFM LLC.

You are in the IBS, LLC Certification Review and Payment Center. DBA International Board of Standards.

Your credit card will not be charged until you have been approved by the Board of Standards to receive Certification Certificates based on your achieved degree, education, licenses, distinctinos, credentials, experience and successful testing.. This payment is for application, review, processing, initiation, and certification and designations only. If accepted, your application, initiation, review, processing fee, and certification designation fee will be charged to your card, and membership is free for 2 years. Annual good standing or our licensing fees may be accessed after 2 years. Refunds are available for 30 days after you have entered your credit card information for payment. If you want a void or refund, notify us as soon as possible and we will be glad to help you within this 30 period. If your order has alredy been shipped or received, we may require return of the Intl. Board of Standards Property before refund.

Sincerely and Kindest Regards, Board of Standards

IBS LLC International Board ofStandards, LLC –Privacy Statement “IBS LLC ” is highly sensitive to the privacy interests of members and believes that the protection of those interests is one of its most significant responsibilities. In acknowledgment of its obligations, “IBS, LLC DBA Board of Standards” has adopted the following Privacy Policy applicable to information about applicants that it acquires in the course of its business:

1. Acquisition of Information. We do not acquire any more information about applicants than is required by law or is otherwise necessary to provide a high level of service efficiently and securely. 2. Our Employees and Privacy. We train all of our employees about the importance of privacy. We give access to information about applicants only to those employees who require it to perform their jobs. 3. Security Measures. We make access to privacy-sensitive information subject to protected and technological controls, consistent with legal requirements and the demands of applicant and candidate services. 4. Disclosure to Third Parties. We will provide individually-identifiable information about consumers to third parties only if we are compelled to do so by order of a duly-empowered governmental authority, or we have the express permission of the applicant, or it is necessary to process transactions and provide our services. 5. Privacy and Our Business Partners. When we make our technology or services available to business partners, we will not share with them any more applicant information than is necessary, and we will make every reasonable effort to assure, by contract or otherwise, that they use our technology and services in a manner that is consistent with this Privacy Policy. Questions. If you have questions about this privacy policy, please send an e-mail to

The Board of Standards USA awards issues the designations or certifications globally via the Board’s 1200 + approved educational paths and distribution channels. The Independent Boards recognize over 1000 registered colleges and business schools internationally that are double accredited by the US Government recognized accreditatation Agencies.

Qualified Graduate Applicants can Register Here for Certification, Membership and Fellow Status. This certification registration web-page is here to allow candidates who are qualified under the graduate requirements or have taken approved AACSB ACBSP EQUIS, ABA Courses, or executive training (or have met the graduate standards of the board) to make certification payment. Also, this site allows individuals, corporations or companies to make payment for membership or certification online using a company credit card. You would see a charge on your statement fromInternational Board of Standards– Metairie, LA USA 70001 for this credit card charge.

Sincerely and Kindest Regards, Board of Standards

All trademarks and copyrights the property of the respective USA Intl. Board of Standards.

Terms, Accredited Education and Good Faith Submissions: If anyone reports false or fraudulent information to this website for an application, we can simply report this fraud or misrepresentation to the relevant legal authorities and place a BAN on our website for the individual who has falsified any application. You comprehend that we do not offer any degree or diploma from the USA, but we do offer professional designations to those who have met the accredited education and training and experience requirements. You understand that the Board of Standards and Accreditation Commission effectively recognizes and accredits over 560 double accredited and government recognizes business schools globally. You agree that you have read the terms and disclaimers and other requirements publicly listed on the websites. The Board of Standards is not a training company. Just like all reputable boards of standards, the Board is an independent certifying body and is not in the business of directly providing courses because we have hundreds of government recognized institutions that do that for us already. All candidates are encouraged to apply and enroll in accredited educational institutions with the goal of Certification in mind.


Cancelation refers strictly to the application for certifications, designations and membership. All training registration, payment and transactions are strictly between the training company and the customer. GAFM does not conduct or manage training in any way directly. Students take all courses and trainings and exams at their own discretion directly with the provider.
Certification Registration and Payment – Refunds are available for 30 days after you have entered your credit card information for payment. If you want a void or refund, notify us as soon as possible and we will be glad to help you within this 30 period. If your order has alredy been shipped or received,we may require return of the Board of Standards Property before refund.
Contact Name: GAFM GlobalAcademy of Finance and Management ®
Contact Fax: 419-828-4923
Address: Box 293
1670F East Cheyenne Mtn Blvd.
Colorado Springs

GAFM Global Academy of Finance and Management ®
Box 293
1670F East Cheyenne Mtn. Blvd.
Colorado Springs, CO 80906