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TUV Accreditation 2019-2020 - GAFM ReAccredited Again for ISO 9001 and ISO 29990

Posted By George Mentz, Friday, July 5, 2019

The GAFM IBS International Board of Standards remains the first USA Certifying Body to achieve the ISO 9001 and ISO 29990 Training Accreditation.

The TUV reaccredited the GAFM IBS Board of Standards through 2020.

CEO George Mentz said, "The GAFM and IBS International Board of Standards has accomplished the biggest international accreditation recognition of any USA company operating worldwide.

The TUV is a EU recognized Accreditation Agency.

George Mentz and the Mentz Law Firm handled the management consulting on this ISO Certification process.

ISO 29990 is the first training standards accreditation credited by the ISO.

The GAFM and AAPM thanks Dr. Enrico Salvagni and the TUV team for their help in the recertification and reaccreditation processes.

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ACBSP Features GAFM Certifications

Posted By George Mentz, Wednesday, April 17, 2019

In an unprecedented relationship and legal agreement since 2004, the ACBSP and the GAFM have a mutual recognition agreement.

Our ACBSP/GAFM Alliance: Leverage Your ACBSP Membership into Something More

In 1996, CEOs, executives, professors, and industry experts from around the world formed the Global Academy of Finance and Management (GAFM). Much like ACBSP, our organization seeks to raise education standards and ethics in business and management. Because of our shared focus, ACBSP and the GAFM certifying body have created a
partnership that automatically sanctions your program for board certification, and we encourage you to take advantage of the opportunity.

Dr. George Mentz, CEO for the GAFM, commented that: “GAFM’s Certification Program is a stamp of excellence for your students and alumni. It shows that your business programs provide the top standards needed for students to compete for jobs with recognized certification to earn professional careers in management.” Dr. Mentz also noted that your students can earn a certification relevant to their business major—a real board certification backed by European TUV and ISO education standards and global educational quality standards.


Students can apply directly through GAFM.com for certification under the ACBSP Exemption as long as they have a 3.0 or higher GPA and a concentration of four or more courses related to the certification they are seeking. Business school professors from ACBSP-accredited programs may also nominate new students directly to GAFM.
Like other certification bodies, the ACBSP school can use the GAFM Quality Standards logo on their websites and brochures and Certified Students can be verified on the GAFM website.

Our Top Certifications for your Graduates:


• AFA Accredited Financial Analyst®
(4+ Finance Courses)
• ChE Chartered Economist®
(4+ Economics Courses)
• AMC Accredited Management Consultant®
(4+ Management Courses)
• CWM Chartered Wealth Manager®
(4+ Financial Planning Courses)
• MFP Master Financial Planner®
(4+ Financial Planning Courses)
• CMA Certified Marketing Analyst
(4+ Marketing Courses)
• AMA Accredited Management Accountant®
(4+ Accounting Courses)
• CRA Certified Risk Analyst®
(4+ Risk/Insurance Courses)


After becoming Board Certified, graduates of ACBSP-accredited programs can better compete for jobs and promotion globally with a professional designation. All qualified students can earn certification eligibility by directly finishing four or more courses and exams at your ACBSP accredited institution rather than taking outsourced
computerized quizzes at testing centers. Graduates of ACBSP courses may apply for
certification directly at www.gafm.com or send their résumé to info@gafm.org.
Business schools may join the Chapter Recognition for free and receive your Certification Program Seal of Approval: Contact: accreditation@gafm.org &
http://www.GAFM.com


*ACBSP has an articulation agreement of standards shown here: http://gafm.org/ACBSP.pdf  The GAFM International Board of Standards is in standards alliance with the CHEA Quality Group, ACBSP, and accredited by the TUV in Europe.
GAFM is the 1st in the USA to be ISO Certified for Trainingunder 29990 Standards. The GAFM has members in over 150 nations. GAFM is a Charter Member of the CHEA Quality GroupStandards Memorandum. .


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GAFM and SIET Singapore form Alliance - Singapore Institute of Engineering Technologist

Posted By George Mentz, Tuesday, April 16, 2019
The Singapore Institute of Engineering Technologist and the GAFM had entered an articulation alliance for mutual recognition. 

Tags:  AAFM  Academy of financial management  Certified Project Manager  GAFM  SEIT  SIET  Singapore  Singapore Institute of Engineering Technologist 

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GAFM and Open University of Hong Kong form Alliance

Posted By George Mentz, Monday, April 8, 2019

The GAFM and the Open University of Hong Kong have a new Alliance.

Graduates of the Wealth Management programs at the esteemed Hong Kong Open University are now eligible for the  GAFM globally recognized credential of:  CWM Chartered Wealth Manager ®

The GAFM is TUV Accredited in Europe and ISO 29990 Certified and ISO 9001 Certified.

CEO George Mentz says, "We have offered the CWM Chartered Wealth Manager ®  in China since 2003 and have graduated several thousand CWM's in China over the last 15 years."

The GAFM's CWM is listed in the FINRA directory of the USA and the Investopedia.

Tags:  aafm  certified wealth amanager  chartered wealth manager  china  gafm  hong kong 

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2019 ​DUBAI – 15 GAFM CERTIFICATION TRAINING PROGRAMS IN THE UAE AND DUBAI.

Posted By George Mentz, Friday, March 1, 2019

2019  DUBAI – 15 GAFM CERTIFICATION TRAINING PROGRAMS IN THE UAE AND DUBAI.

1)     Certification  in Cost Control & Management

15 - 18 April 2019

Sheraton Hotel, Mall of the Emirates, Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®, CPDGlobal Academy of Finance and Management (GAFM),Continuing Professional Development (CPD)

Level : Essentials & Certification Program

https://www.informa-mea.com/training/finance/

 

2)     Chartered Financial Manager (ChFM)

28 April - 02 May 2019

Dusit Thani Hotel, Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®

Level : Intermediate & Certification Program

https://www.informa-mea.com/training/finance/

 

 

3)     Certification in  Payroll Management

28 April - 01 May 2019

Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®Global Academy of Finance and Management (GAFM)

Level : Intermediate & Certification Program

https://www.informa-mea.com/training/finance/

View Details

4)     Certification  in International Financial Reporting (Cert IFR)

28 April - 02 May 2019

Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®

Level : Intermediate & Certification Program

https://www.informa-mea.com/training/finance/

 

 

5)     Certification  in Improving Credit Management & Collections

28 April - 01 May 2019

Novotel World Trade Centre, Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®Global Academy of Finance and Management (GAFM)

Level : Intermediate & Certification Program

https://www.informa-mea.com/training/finance/

 

6)     Certification in Financial Risk Management

17 - 20 June 2019

Kempinski Hotel, Mall of the Emirates, Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®

Level : Essentials & Certification Program

https://www.informa-mea.com/training/finance/

 

 

7)     Certification for IFRS 9 & Expected Credit Loss

18 - 20 June 2019

Dusit Thani Hotel, Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®

Level : Essentials & Certification Program

https://www.informa-mea.com/training/finance/

View Details

 

8)     Certification for: Value Added Tax (VAT) in the GCC

07 - 10 July 2019

Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®Global Academy of Finance and Management (GAFM)

Level : Essentials & Certification Program

https://www.informa-mea.com/training/finance/

 

 

9)     Certification for: Budgeting & Forecasting for Non-Finance Managers

23 - 25 July 2019

Kempinski Hotel, Mall of the Emirates, Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®

Level : Essentials & Certification Program

https://www.informa-mea.com/training/finance/

 

 

 

10)Certification in Financial Analysis

14 - 17 October 2019

Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®Global Academy of Finance and Management (GAFM)

Level : Intermediate & Certification Program

https://www.informa-mea.com/training/finance/

 

 

11) Certification in Cash Flow Management

20 - 23 October 2019

Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®Global Academy of Finance and Management (GAFM)

Level : Intermediate & Certification Program

https://www.informa-mea.com/training/finance/

View Details

 

12)  Certified Credit Analyst (CCA)

20 - 24 October 2019

Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®Global Academy of Finance and Management (GAFM)

Level : Intermediate & Certification Program

https://www.informa-mea.com/training/finance/

 

 

View Details

 

13) Certification  in Financial Control

11 - 14 November 2019

Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®Global Academy of Finance and Management (GAFM)

Level : Intermediate & Certification Program

https://www.informa-mea.com/training/finance/

 

 

 

14) Certification in Credit in Risk Modelling

17 - 20 November 2019

Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®Global Academy of Finance and Management (GAFM)

Level : Advanced

https://www.informa-mea.com/training/finance/

View Details

 

15)  Certification in IFRS - International Financial Reporting Standards

09 - 12 December 2019

Dubai, UAE

CERTIFICATION EDUCATION PARTNER - GLOBAL ACADEMY OF FINANCE AND MANAGEMENT  ®Global Academy of Finance and Management (GAFM)

Level : Essentials & Certification Program

https://www.informa-mea.com/training/finance/

 

 

Tags:  Abu Dhabi  Arabia  Certification  certification programs  certification training  Dubai  dubai training  Education  GCC  INFORMA  masters programs  MENA  Middle East  North Africa  Training  UAE 

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Academy of Finance and Management For 10+ years, ACBSP and GAFM have benefited from a mutual articulation alliance. ACBSP and the GAFM International Board of Standards have an agreement that includes,

Posted By George Mentz, Friday, January 11, 2019

Academy of Finance and Management

For 10+ years, ACBSP and GAFM have benefited from a mutual articulation alliance. ACBSP and the GAFM International Board of Standards have an agreement that includes, among other things:

  • Any qualified graduate or faculty member of an ACBSP accredited business program is eligible to apply for certification in any GAFM Certification Program as a pre-qualified candidate.  Because graduates have already taken many relevant exams from an accredited institution, you can receive an exam waiver.

Tags:  ACBSP AACSB IACBE CHEA 

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A Few Tax Tips for 2018-19 by: George Mentz, JD MBA CWM

Posted By George Mentz, Saturday, December 29, 2018

A Few  Tax Tips for 2018-19 by: George Mentz  JD MBA CWM

 

1.    Software - Use the most reliable CPA or Tax Software.

2.    Records - Consolidate and separate your online or hard copy records. Download year end files while they are available.

3.    Income - Strategically defer income.

4.    E-File - The USA and some Countries allow for a free e-Filing of your taxes online.

5.    State Issues - Because some states have high taxes, consider tailoring your income, entities or donations to be effective for that state.

6.    Consider paying bills now to obtain more deductions for  this year.

7.    Gifting - Take advantage of annual exclusion gifts to fund college for loved ones or make gifts of stock or cash loved ones.

8.    Charity  - Do some extra charitable giving to causes that inspire you.

9.    Pre-Pay for your advertising now for 2019 to capture expenses?

10. Get your health care coverage and plan in place before year end.

11. Sell investments with losses and sell winning investments if possible to balance the sale to create no taxes. Remember, long term losses offset long term gains.

12. Maximize your retirement plan contributions. Example: USA, the maximum amount of money allowed to put in your retirement accounts is ($18,500 for 2018, $24,500 if you are age 50 or over).

13. Take your required minimum distributions (RMDs), Thus, start making regular minimum distributions from your traditional IRA by April 1st following the year in which you reach age 70 ½.

14. Engage in tax loss analysis, documentation or harvesting if allowable.

15. Flexible spending accounts - money that goes into the account for medical related bills avoids both income and Social Security taxes. You may have use it or lose it rules, thus spend on medical before Jan 1st or call your office to make sure your plan carries over the money to next year for a grace period.

16. Tax Prep Help - If you have trouble with filing, go to your local tax preparation office and ask for help. Usually the fee is small and they can get your refund fast.

 

** Many tips taken direct from the IRS website.  Consult with a licensed professional before making any important decision.

American Academy of Financial Management


 


Tags:  tax tips 

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Online Free Project Management Courses - For Certification

Posted By George Mentz, Thursday, December 27, 2018

Take these Free courses, and submit your resume to us for Project Management Certification:

Here are the SOME FREE Project Management and Business Management  Online Courses.

  1. Quality Management Essentials https://www.udemy.com/quality-essentials/

 

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GAFM Financial News - Nov./Dec 2018 Tide for Investors Changed in November

Posted By George Mentz, Wednesday, November 28, 2018

The Federal Reserve has raised rates several times during the last year. The cost of borrowing money has gone up for both the private sector and for government. The average lending rate for a mortgage has shot up from 3.9% to around 5% in just one year.

Barron’s recently reported that large bank profits may increase 40% due to the Fed’s interest rate hikes.

Further, 40% of the holdings of companies like Berkshire Hathaway are said to be financial-related stocks. Therefore, many may benefit from this new stream of gains, or increased interest and dividends.

Additionally, a key expense of doing business is the cost of inventories not yet sold. Companies may need to pay interest on any of the inventory that is not selling. This affects primarily small business as big sellers such as Amazon and others do not hold the inventory.

In contrast, the FAANG stock losses and the tech FANG-over has begun. Big tech will still make plenty of money, but much of the tech industry’s budget will be consumed by paying interest on debt much like city, state and federal governments, the Street.com reported.

The main reason for normalizing interest rates is probably based on the Fed’s desire to shore up the financial sector’s sustainability.

Here Are Key Takeaways for the Month of November:

  • With 44 million Americans having student loan debt, lenders are well positioned to make more money but there would be less disposable income for working families in 2019.
  • There is also $9 trillion in corporate debt where everyone will be required to pay a higher rate of interest on borrowing or issuing bonds, CNBC reported.
  • Oil costs shot downward from around $74 down to about $52 per barrel while gold and silver prices remain relatively low.
  • President Donald Trump and Republicans won more seats in the US Senate but lost the House of Representatives. Thus, there may be two years of governmental gridlock, but the December House session may produce some bills to go to the Senate next year before Republicans are ousted from power.
  • Goldman Sachs said it is selling some positions and going to cash for their clients.
  • Some overseas markets are down for the year. China down 22% and Germany down 13%, Mexico down 15%, Korea down 16%. Thus, some international markets may be a good investment for 2019.
  • When interest rates are raised, stock markets have gone down 80% of the time. The markets have gone down 5% or more in the 16 rate increase cycles since World War II.

In one of my previous articles, I stated that there must be a happy medium, or a middle way, to implementing Fed interest rates when the economy is doing well. After the biggest market crash in history in 2000, we have learned that cranking up Fed rates too high can blow up an economy.

Based on all of this analysis, if the Fed hikes rates again, then Goldman Sachs is 100% correct that smart investors or potential retirees should consider selling stocks and going to a larger position of cash as a big correction can come.

People Who Will Make More Money:

  1. Big banks (Bank of America, Wells Fargo).
  2. Credit card companies.
  3. Student loan providers.
  4. Broker dealers and margin loan lenders (SCH Schwab, Ameritrade).
  5. Insurance companies.
  6. Mortgage lenders.
  7. CD holders and those utilizing fixed income investments.

People Who Will Earn Less Money Due to Higher Interest Rates

  1. Investors and retirees.
  2. Companies with high cost inventory like automakers, John Deere, etc.
  3. High tech start-ups that need capital.
  4. Adjustable loan holders.
  5. Those with credit card debt and student loans.
  6. Bond holders.
  7. Companies holding $9 trillion of corporate debt.

The objective of this summary is to illustrate the key issues of the month and help investors to see the big picture. Using these pieces of a financial puzzle, you may be able to better maneuver the investing world and better communicate with your advisers.

George Mentz JD MBA CWM Chartered Wealth Manager ® is a licensed attorney and CEO of GAFM ® global education, which is an ISO 29990 Certified professional development company operating in over 50 nations. Mentz is an award winning author and advisory board member to several companies around the world in education, charities, and crypto currency.



Read Newsmax: News You Can Use: Tide for Investors Changed in November | Newsmax.com

Tags:  barrons  financial news  forbes  fortune  ibd  investor news  stock picks 

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Internet Stocks - Buy Sell Diversify or Take Profits

Posted By George Mentz, Monday, October 8, 2018

It seems that the global e-commerce has fully matured and companies on the World Wide Web are also maturing in nations around the world, one by one.

It has taken over 20 years for internet use and functionality to go truly global. I still remember teaching internet technologies in the late 1990s and discussing the potential growth and demographics of internet use. Also, I can remember watching CNBC in 1997-8 and they were talking about the internet stock’s PE ratios being too high or stratospheric.

Back in the mid 1990s, they had a list of the top California internet companies. If you had bought 100 shares of each of these 20 internet stocks in January 1997, you would be rich. You could have done it with $50,000 and probably have several million today. The birth of the mobile devices and hand-held proliferation globally has been a big assist in e-commerce growth also along with the expanded cellular networks.

I can distinctly remember when some of the first internet stocks such as Yahoo were added to the S&P 500. There was an amazing run up in volume and price upon the listing of a stock to the indexes. However, we all also memorialize the bubble, burst and the pain of 2000-2001. If you had bought the leaders in 1997, about one-half of these speculative stocks would be broke or bankrupt, but the winners would have shot up in price or split so many times, that the long term gains would be almost unimaginable. Examples are Amazon (AMZN) and eBay (EBAY).

Much of the internet growth hype and projections of the '90s was based on demographics and internet usage. The predicted increases in e-business was fantastic.

We need only to look at the internet funds of the late 1990s to see the run up. Moreover, the S&P was overweighed in tech in the late '90s which also over affected losses for 401(k) holders in the internet bubble of 2000. If you analyze early ETF style tech funds or indexes, we see that the funds invested in the biggest market cap stocks in the internet sector. However, the problem with this is that the initial inclusion of stocks was based on initial value and hype and not fundamentals. In contrast, the new winners in the 21st Century are usually basing their forecasts on the number of users and growth which can be monetized in both services and advertising.

In the end, there are winners and losers. Internet companies with traffic, eyeballs, solutions, and customers seem to drive potential profits. If any analyst looks at reports from companies such as ALEXA.com, you may see the ranking of the websites and what companies are getting the most internet traffic in the world. This is why potential valuations of some new companies is so huge because the web traffic, users and brand is big on a regional and global scale whereas the USA is only 3.5-4% of global population.

In the last 20 years, there have some been clear victories by web companies. Take a deep breath and think of these sectors: travel, education, jobs, auctions, gaming, networking, service providers etc. Amazon (AMZN), Priceline (PCLN), Jobs & Recruiting, Internet Education such as DeVry and so forth. Please keep in mind that indirect government subsidies can make or break some internet companies such as University of Phoenix or DeVry University, but it seems that the Trump administration is investing in online education again for the disabled, elderly, and stay at home parents. What about Google (GOOG) and Facebook (FB). These valuations are truly amazing. Also, we now see the winners diversifying into many other areas. Remember, 90% or more of Google revenue is or was from advertising up until recently.

The Global Translation

The big winners in the U.S. can translate to winners globally in other countries with key demographics. Research stock price movements for Baidu, Inc. (BIDU), the Chinese internet search king over the last 15 years or MercadoLibre, Inc. (MELI), which is the eBay of Latin America. 

With a billion or more people in each major region such as India, Arabia, Asia and with a large Spanish speaking population worldwide, there is vast potential with internet stocks that are traded on the US and global markets.

Interestingly, many of the leading offshore internet stocks from countries outside of the U.S. are listed on the NASDAQ and New York Stock Exchanges. Thus, we can all invest in this expansive, global internet gold-rush. Even if you can't buy a stock that you want on the U.S. exchange, there are many ETFs and funds that may hold (highly sought after) offshore-company stock inside of their fund.

The U.S. had low interest rates for the last 9 years. The Federal Reserve has now raised rates a few times. Will this slow down investment? Will small startups continue to be able to borrow money at a reasonable cost?

That will be for the future to decide. With the stock market at all time highs, unemployment at 65 year lows, and interest rates moving up, there could be a slowing of the U.S. market indexes going forward for a few years rather than a correction.

However, if rates are raised any higher, the probability of a correction goes up quickly based on what we have seen in the past because disposable income for all workers and investors is reduced with higher interest rates on credit cards, mortgages, school loans, inventory and the like.

In the end, global internet and tech stock prices are looking attractive again in many sectors such as Russia, Brazil, China and India and even in other places such as Arabia and Africa.

George Mentz JD MBA CWM Chartered Wealth Manager ® is a licensed attorney and CEO of GAFM ® global education, which is an ISO 29990 Certified professional development company operating in over 50 nations. Mentz is an award winning author and advisory board member to several companies around the world in education, charities, and crypto currency. https://www.newsmax.com/finance/insiders/georgementz/id-555/



Read Newsmax: Internet Stocks: Buy, Sell, Diversify or Take Profits | Newsmax.com
Important: Find Your Real Retirement Date in Minutes! More Info Here 

Tags:  correction  emerging markets  federal reserve  interest rates  international investing  internet stocks  tech stocks 

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